:root{--tf-section-pad: 64px;--tf-section-pad-sm: 42px;--tf-card-radius: 16px;--tf-card-border: rgba(18, 23, 34, .08);--tf-shadow: 0 10px 30px rgba(18, 23, 34, .06);--tf-line: rgba(18, 23, 34, .14)}.process-hero{background:url(../images/process-hero.png) center/cover no-repeat;padding:180px 0 94px;text-align:center;margin-bottom:var(--space-4)}.process-hero.no-overlay:before,.process-hero.no-overlay:after{content:none!important;background:none!important;opacity:0!important}.process-hero .hero-panel{background:#ffffff0d;border:1px solid rgba(255,255,255,.12);border-radius:var(--tf-card-radius);padding:18px 20px 22px;max-width:980px;margin:0 auto;backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}.process-hero h1,.process-hero .hero-subtitle,.process-hero .breadcrumb{text-shadow:0 2px 22px rgba(0,0,0,.35)}.process-hero h1{margin-bottom:10px}.process-hero .hero-subtitle{margin:0 auto;max-width:820px}.hero-trust-strip{margin-top:18px;display:flex;flex-wrap:wrap;justify-content:center;gap:14px}.trust-item{display:inline-flex;align-items:center;gap:.55rem;padding:.48rem .95rem;border-radius:999px;background:#ffffff24;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);color:var(--color-white);font-size:.92rem;font-weight:600;letter-spacing:.01em;border:1px solid rgba(255,255,255,.18)}.trust-item i{color:var(--color-accent)}.process-intro,.process-steps,.process-faq,.process-cta{padding-block:var(--tf-section-pad)}@media (max-width: 991px){.process-hero{padding:142px 0 68px}.process-intro,.process-steps,.process-faq,.process-cta{padding-block:var(--tf-section-pad-sm)}}.intro-grid{display:grid;grid-template-columns:1fr;gap:28px;align-items:center}@media (min-width: 992px){.intro-grid{grid-template-columns:1.15fr 1fr;gap:46px}}.intro-content h2{margin-bottom:12px}.intro-content p{font-size:1.0625rem;color:var(--color-gray-600);margin-bottom:12px;line-height:1.7}.intro-media{display:flex;justify-content:center}@media (min-width: 992px){.intro-media{justify-content:flex-end}}.intro-media img{width:100%;max-width:460px;border-radius:0;box-shadow:var(--tf-shadow);object-fit:cover}.process-steps{background:var(--color-gray-100)}.process-steps .section-header{margin-bottom:18px}.process-steps .section-subtitle{margin-top:8px}.steps-timeline{list-style:none;padding:0;margin:22px auto 0;max-width:980px;display:grid;gap:14px}.step-item{display:grid;grid-template-columns:1fr;gap:10px;margin:0}.step-marker{width:40px;height:40px;border-radius:999px;border:1px solid var(--tf-card-border);background:#fff;box-shadow:0 6px 18px #1217220f;display:grid;place-items:center;font-weight:700;line-height:1;color:var(--color-text-main)}.step-marker span{transform:translateY(-.5px)}.step-content{background:var(--color-bg-light);border:1px solid var(--color-gray-200);border-radius:var(--tf-card-radius);box-shadow:var(--tf-shadow);padding:16px 16px 14px}.step-content h3{font-family:var(--font-display);font-size:1.25rem;margin:0 0 6px;color:var(--color-text-main)}.step-content p{color:var(--color-gray-600);line-height:1.7;margin:0 0 10px}.step-content ul{margin:0;padding-left:18px}.step-content li{margin:6px 0;color:var(--color-gray-600);line-height:1.6}.step-testimonials{display:grid;gap:10px;margin-top:12px}.step-testimonials blockquote{margin:0;padding:12px 14px;border-radius:14px;border:1px solid var(--tf-card-border);background:#12172205;font-style:italic;color:var(--color-gray-700);line-height:1.55}.step-testimonials blockquote span{display:block;margin-top:6px;font-style:normal;opacity:.8;font-size:.9rem}@media (min-width: 768px){.steps-timeline{gap:18px;padding-left:74px;position:relative}.steps-timeline:before{content:"";position:absolute;left:34px;top:6px;bottom:6px;width:2px;background:linear-gradient(to bottom,transparent,var(--tf-line),transparent)}.step-item{grid-template-columns:64px 1fr;column-gap:18px;align-items:start}.step-marker{width:44px;height:44px;margin-top:10px;margin-left:12px}.step-content{padding:18px 18px 16px}.step-content h3{font-size:1.375rem}}.process-reassurance{text-align:center;font-family:var(--font-display);font-size:1.15rem;color:var(--color-primary-dark);margin:18px auto 0}.faq-grid{max-width:860px;margin:22px auto 0;display:grid;gap:14px}.faq-card{background:var(--color-bg-light);border:1px solid var(--color-gray-200);border-radius:var(--tf-card-radius);box-shadow:var(--tf-shadow);padding:16px 16px 14px}.faq-card h3{margin:0 0 8px;font-size:1.125rem;color:var(--color-text-main)}.faq-card p{margin:0;color:var(--color-gray-600);line-height:1.7}.process-cta{background:linear-gradient(135deg,var(--color-primary),var(--color-secondary));color:var(--color-white);padding-bottom:calc(var(--tf-section-pad) + var(--space-6))}.process-cta p{opacity:.92;max-width:680px;margin:0 auto 14px}.process-cta .cta-lead{font-family:var(--font-display);font-size:var(--text-2xl);font-weight:600;line-height:var(--leading-tight);color:var(--color-white);margin-bottom:14px}.process-steps .step-content h3{color:var(--color-text-main)}@media (max-width: 767px){.trust-item{width:100%;justify-content:center}.process-cta{padding-bottom:calc(var(--tf-section-pad-sm) + var(--space-5))}}